Adopting overly aggressive strategies without considering risk could lead to significant losses during the next downturn.
For those looking for more affordable options, purchasing an under-construction property could be a smart move, as these generally cost less than ready-to-move-in properties.
'Byju's financials only reflect the core business. At a group level, they are experiencing substantial losses.'
New-age tech tools and 'mystery shoppers' are helping the country's top bourse stay ahead of the curve against dabba trading platforms and entities dolling out unsolicited investment tips. In the past one month, the National Stock Exchange (NSE) has issued close to two dozen warnings and advisories against such activities. "We saw a rise of dabba trading or illegal trading platforms after the pandemic.
'Splitting must result in tangible benefits for the customer, otherwise it will only mean more work for them in maintaining the policy and for their nominees.'
'PPF carries minimal risk.' 'Its fixed-income nature allows investors to diversify their portfolios.'
Customers frequently sign without reading the terms and conditions, resulting in a poor understanding of coverage, and eventually leading to partial payouts
'With tuition fees for international students rising, education loans have become critical for bridging the gap between savings, scholarship, and full cost.'
When we are unwell, we consult a doctor, take a prescription, and then buy medicines from a chemist. In finance, too, it is best to keep investment advice and product purchase separate, suggests Bindisha Sarang.
Cardiac care plans are ideal for individuals with pre-existing heart conditions or a family history of heart issues. Those who can't get coverage under a comprehensive plan should opt for these plans.
Experts say you should be certain of living in a city and locality for a long time before purchasing a home.
Investors keen on mid and smallcap stocks but wary of volatility should consider multicap equity schemes over standalone midcap or smallcap schemes.
'Compare the new slabs with the previous years to understand if your tax liability will increase or decrease after the Budget.'
Talk to your partner for at least ten minutes in the morning and then again when you get back home. In between, keep exchanging texts and brief calls, suggests Ravi Mittal, CEO, Quack Quack, an online dating app.
People in full-time jobs should especially avoid intraday trading as it results in loss of focus and affects performance.
While planning for retirement, the key is to let your money be idle, says Amar Pandit.
Social media giant Meta Platforms and Bharti Airtel on Monday announced a collaboration to jointly invest in telecom infrastructure to cater to the rising demand of high speed data and digital services in India. The announcement comes on the back of telecom operators' demand to share revenue with service providers to build networks. "Airtel and Meta will jointly invest in global connectivity infrastructure and CPaaS (communications platform as a service) based new-age digital solutions to support the emerging requirements of customers and enterprises in India," the statement said.
Despite the current bout of volatility, debt-oriented hybrid funds remain well suited for risk-averse investors.
Using mantras from the Bhagavad Gita, Vatsal Ramaiya explains how you can conquer your home loan debt and unlock a world of financial freedom and peace of mind.
For Indian parents, sending a child abroad for a three-year degree could deplete 48% of their retirement savings, while a four-year degree may consume up to 64%.
MMFs invest in fixed-income instruments maturing in less than one year, minimising interest-rate risk.
We asked you, dear readers to share yours smart tips to save money. This is what Mahesh Kaushik, 45, from Ghaziabad had to share.
When buying into a cyclical business, it might make sense to spread investments across several companies.
'Funds based on this theme offer socially conscious investors an option to invest in a portfolio that is aligned to their beliefs.'
'The PAYD model adjusts the premium based on your driving habits. If you drive less, you pay less.'
Using credit or debit cards abroad can prove costly.
Subramaniam feels it does make sense to have some overlay in lump sum if one has the cash to do so.
Invest in MFs for liquidity and choice of funds. Invest in NPS for the tax benefits, tax-free rebalancing, and for earmarked savings for retirement.
Investors need to evaluate how they stack up against other high credit quality fixed-income options before putting money in them.
FDs are not advisable for long-term wealth creation as their post-inflation, post-tax returns are not very attractive.
'Despite rising inflows, many NRIs lack awareness about NRO and NRE accounts and mistakenly use family accounts or invest in a relative's name.' 'Many are unaware of tax implications.'
When you are in your 20s and early 30s, you have the biggest asset to your credit -- time. By starting to invest during the early stages of your career, you get a lot of time to research, learn, and achieve, advises Ayan Nagpal.
'If the portfolio growth rate is higher, take this loan. If it is lower, liquidate your investments.'
The Scottish capital of Glasgow is set to be announced as the host city of a "scaled down" Commonwealth Games in 2026, a year after Australian state Victoria pulled out due to ballooning costs, according to reports.
We asked you, dear readers to share your best tips on saving money. This is what Kameswara Rao, 75, from Visakhapatnam shared.
Keep at least one family member in the know of all your investments
Long-term investors should never stop their SIPs during market corrections.
Small-cap funds have enjoyed a massive run-up over the past year. The category has turned in an average return of 109 per cent - the best-performing fund has yielded a humongous 201 per cent. Many investors, however, are concerned whether the category has turned risky after such a sharp rise.
Understanding how money works is the first step toward making your money work for you, says Harshad Chetanwala, co-founder MyWealthGrowth.
'If the borrower can't repay the loan due to lack of income or losses from speculative activities, they risk defaulting on it.' 'This could lead to the bank seizing the property.'
